A bad credit car loan is a type of loan designed for people with poor credit scores who are looking to buy a car. Essentially, it’s a financing option available to individuals with low credit ratings, allowing them to purchase a vehicle despite their financial history. These loans typically come with higher interest rates compared to traditional auto loans, reflecting the increased risk for the lender. However, they provide an opportunity for individuals with bad credit to still acquire a vehicle. For those struggling with credit issues, bad credit car loans can be a viable solution to get the transportation they need while also having the potential to improve their credit score over time with timely payments.